> ## Documentation Index > Fetch the complete documentation index at: https://flutterwaveinc.mintlify.site/llms.txt > Use this file to discover all available pages before exploring further. # Create a Tokenized Charge > Initiate a card payment using a tokenized customer's card ## OpenAPI ````yaml post /tokenized-charges openapi: 3.0.0 info: title: Flutterwave v3 description: >- The Flutterwave for Business(F4B) APIs collection for all v3 endpoints with pre-formatted requests and response examples. contact: {} version: '1.0' servers: - url: https://api.flutterwave.com/v3 variables: {} security: - bearer: [] tags: - name: Charges description: >- The charge APIs includes several payment collection methods to help you collect payments. - name: Tokenized Charges description: Tokenize your customers' cards with Flutterwave for faster payments - name: Preauthorization description: Manage preauth attemps on card transactions - name: Transactions description: Manage transactions, query statuses, logs and fees - name: Transfers description: Transfers to local and international customers - name: Beneficiaries description: Manage transfer beneficiaries - name: Virtual Cards description: Manage Flutterwave virtual cards - name: Virtual Account Numbers description: Manage virtual accounts - name: Collection Subaccounts description: Manage Collection Subaccounts - name: Payout Subaccounts description: Manage Payout Subaccounts - name: Subscriptions description: Manage user subscriptions - name: Payment Plans description: Manage Payment Plans - name: Bill Payments description: Manage Bill Payments - name: Banks description: Fetch Bank Information - name: Misc description: >- Verify user information like bank verification numbers, card bins, account information - name: Settlements description: Manage your settlements - name: Otps description: Create and manage one time passwords (OTPs) for your applications - name: Chargebacks description: Manage Chargebacks paths: /tokenized-charges: post: tags: - Tokenized Charges summary: Create a Tokenized Charge description: Initiate a card payment using a tokenized customer's card operationId: CreateaTokenizedCharge parameters: [] requestBody: description: '' content: application/json: schema: allOf: - $ref: '#/components/schemas/CreateaTokenizedChargeRequest' - example: token: flw-t1nf-c25d14a3a6b5afaf8022fe88212a3eaa-k3n currency: NGN amount: 100 email: Johndoe@gmail.com tx_ref: YOUR_UNIQUE_REFERENCE example: token: flw-t1nf-c25d14a3a6b5afaf8022fe88212a3eaa-k3n currency: NGN amount: 100 email: Johndoe@gmail.com tx_ref: YOUR_UNIQUE_REFERENCE required: true responses: '200': description: OK headers: X-Powered-By: content: text/plain: schema: type: string example: Express Access-Control-Allow-Origin: content: text/plain: schema: type: string example: '*' Access-Control-Allow-Headers: content: text/plain: schema: type: string example: >- Origin, X-Requested-With, Content-Type, Accept, Authorization, v3-xapp-id, flw-auth-token, mra-auth-token, alt_mode_auth Access-Control-Allow-Methods: content: text/plain: schema: type: string example: PUT, POST, GET, DELETE, OPTIONS Content-Length: content: text/plain: schema: type: string example: '840' ETag: content: text/plain: schema: type: string example: W/"348-5Ua3C8srJWGnzo4VDdfWlw" Date: content: text/plain: schema: type: string example: Wed, 11 Mar 2020 19:33:22 GMT Connection: content: text/plain: schema: type: string example: keep-alive content: application/json; charset=utf-8: schema: allOf: - $ref: '#/components/schemas/SampleSuccessResponse' - example: status: success message: Charge successful data: id: 1163077 tx_ref: akhlm-pstmn-23452 flw_ref: FLW-M03K-781621ccfe976c03515bcd07a39f3db8 redirect_url: http://127.0.0 device_fingerprint: N/A amount: 30300 charged_amount: 30300 app_fee: 11741.9 merchant_fee: 0 processor_response: Approved auth_model: noauth currency: NGN ip: pstmn narration: pstmn charge status: successful payment_type: card created_at: '2020-03-11T19:33:20.000Z' account_id: 73362 customer: id: 252759 phone_number: 0813XXXXXXX name: Kendrick Graham email: user@example.com created_at: '2020-01-15T13:26:24.000Z' card: first_6digits: '553188' last_4digits: '2950' issuer: MASTERCARD CREDIT country: NG type: MASTERCARD expiry: 09/22 token: flw-t0-d0185c6edad078c9e8304c4f78b8cd5b-m03k example: status: success message: Charge successful data: id: 1163077 tx_ref: akhlm-pstmn-23452 flw_ref: FLW-M03K-781621ccfe976c03515bcd07a39f3db8 redirect_url: http://127.0.0 device_fingerprint: N/A amount: 30300 charged_amount: 30300 app_fee: 11741.9 merchant_fee: 0 processor_response: Approved auth_model: noauth currency: NGN ip: pstmn narration: pstmn charge status: successful payment_type: card created_at: '2020-03-11T19:33:20.000Z' account_id: 73362 customer: id: 252759 phone_number: 0813XXXXXXX name: Kendrick Graham email: user@example.com created_at: '2020-01-15T13:26:24.000Z' card: first_6digits: '553188' last_4digits: '2950' issuer: MASTERCARD CREDIT country: NG type: MASTERCARD expiry: 09/22 token: flw-t0-d0185c6edad078c9e8304c4f78b8cd5b-m03k '400': description: Bad Request headers: Date: content: text/plain: schema: type: string example: Mon, 18 Mar 2024 09:45:27 GMT Content-Length: content: text/plain: schema: type: string example: '70' Connection: content: text/plain: schema: type: string example: keep-alive Server: content: text/plain: schema: type: string example: nginx/1.24.0 Access-Control-Allow-Origin: content: text/plain: schema: type: string example: '*' Access-Control-Allow-Headers: content: text/plain: schema: type: string example: >- Origin, X-Requested-With, Content-Type, Accept, Authorization, v3-xapp-id, flw-auth-token, mra-auth-token, alt_mode_auth, mid, altmodeauth, cc-admin-token, x-flw-lang Access-Control-Allow-Methods: content: text/plain: schema: type: string example: PUT, POST, GET, DELETE, OPTIONS ETag: content: text/plain: schema: type: string example: W/"46-0GFY0QTQRBzquTV1urerCw" content: application/json; charset=utf-8: schema: allOf: - $ref: '#/components/schemas/SampleBadRequestError1' - example: status: error message: Wrong token or email passed data: null example: status: error message: Wrong token or email passed data: null deprecated: false components: schemas: CreateaTokenizedChargeRequest: title: CreateaTokenizedChargeRequest required: - token - currency - amount - email - tx_ref type: object properties: token: type: string currency: type: string amount: type: integer format: int32 email: type: string tx_ref: type: string example: token: flw-t1nf-c25d14a3a6b5afaf8022fe88212a3eaa-k3n currency: NGN amount: 100 email: Johndoe@gmail.com tx_ref: YOUR_UNIQUE_REFERENCE SampleSuccessResponse: title: SampleSuccessResponse required: - status - message - data type: object properties: status: type: string message: type: string data: $ref: '#/components/schemas/Data13' example: status: success message: Charge successful data: id: 1163077 tx_ref: akhlm-pstmn-23452 flw_ref: FLW-M03K-781621ccfe976c03515bcd07a39f3db8 redirect_url: http://127.0.0 device_fingerprint: N/A amount: 30300 charged_amount: 30300 app_fee: 11741.9 merchant_fee: 0 processor_response: Approved auth_model: noauth currency: NGN ip: pstmn narration: pstmn charge status: successful payment_type: card created_at: '2020-03-11T19:33:20.000Z' account_id: 73362 customer: id: 252759 phone_number: 0813XXXXXXX name: Kendrick Graham email: user@example.com created_at: '2020-01-15T13:26:24.000Z' card: first_6digits: '553188' last_4digits: '2950' issuer: MASTERCARD CREDIT country: NG type: MASTERCARD expiry: 09/22 token: flw-t0-d0185c6edad078c9e8304c4f78b8cd5b-m03k SampleBadRequestError1: title: SampleBadRequestError1 required: - status - message - data type: object properties: status: type: string message: type: string data: type: string nullable: true example: status: error message: Wrong token or email passed data: null Data13: title: Data13 required: - id - tx_ref - flw_ref - redirect_url - device_fingerprint - amount - charged_amount - app_fee - merchant_fee - processor_response - auth_model - currency - ip - narration - status - payment_type - created_at - account_id - customer - card type: object properties: id: type: integer format: int32 tx_ref: type: string flw_ref: type: string redirect_url: type: string device_fingerprint: type: string amount: type: integer format: int32 charged_amount: type: integer format: int32 app_fee: type: number merchant_fee: type: integer format: int32 processor_response: type: string auth_model: type: string currency: type: string ip: type: string narration: type: string status: type: string payment_type: type: string created_at: type: string account_id: type: integer format: int32 customer: $ref: '#/components/schemas/Customer1' card: $ref: '#/components/schemas/Card2' example: id: 1163077 tx_ref: akhlm-pstmn-23452 flw_ref: FLW-M03K-781621ccfe976c03515bcd07a39f3db8 redirect_url: http://127.0.0 device_fingerprint: N/A amount: 30300 charged_amount: 30300 app_fee: 11741.9 merchant_fee: 0 processor_response: Approved auth_model: noauth currency: NGN ip: pstmn narration: pstmn charge status: successful payment_type: card created_at: '2020-03-11T19:33:20.000Z' account_id: 73362 customer: id: 252759 phone_number: 0813XXXXXXX name: Kendrick Graham email: user@example.com created_at: '2020-01-15T13:26:24.000Z' card: first_6digits: '553188' last_4digits: '2950' issuer: MASTERCARD CREDIT country: NG type: MASTERCARD expiry: 09/22 token: flw-t0-d0185c6edad078c9e8304c4f78b8cd5b-m03k Customer1: title: Customer1 required: - id - phone_number - name - email - created_at type: object properties: id: type: integer format: int32 phone_number: type: string name: type: string email: type: string created_at: type: string example: id: 1975414 phone_number: '24709929220' name: Anonymous customer email: JoeBloggs@acme.co created_at: '2023-02-10T14:42:21.000Z' Card2: title: Card2 required: - first_6digits - last_4digits - issuer - country - type - expiry - token type: object properties: first_6digits: type: string last_4digits: type: string issuer: type: string country: type: string type: type: string expiry: type: string token: type: string example: first_6digits: '553188' last_4digits: '2950' issuer: MASTERCARD CREDIT country: NG type: MASTERCARD expiry: 09/22 token: flw-t0-d0185c6edad078c9e8304c4f78b8cd5b-m03k securitySchemes: bearer: type: http scheme: bearer ````