Payment Methods

Find a payment method that supports your use case.

Flutterwave supports a variety of payment methods for customers across many countries. When accepting payments, you can specify which methods you are willing to accept from your customers.

There are two ways to specify your accepted payment method.

1. Account Settings

Enable or disable payment methods globally in your account settings. This will set what payment methods are available to your customers across Flutterwave Inline, Standard, and HTML checkout.

For payment_options to work, you need to uncheck the Enable Dashboard Payment Options on your Account Settings.

2. Per Payment

For more control, you can also set payment methods on a per-transaction basis using the payment_options parameter. This field accepts a comma + space separated list of allowed payment methods.

Here’s how it would look with Flutterwave Inline, Standard, and HTML checkout:

Inline

<script>
	function makePayment() {
		FlutterwaveCheckout({
			// other fields ...
			payment_options: 'card, ussd, mobilemoneyghana',
		});
	}
</script>

Some payment methods are tied to specific currencies. When displaying the payment options to the customer, we’ll automatically exclude any that are not applicable to the current currency.

For instance, mpesa is only available for KES, so if you specify payment_options as "card, account, mpesa" when collecting an NGN payment, we’ll only show card and account payment options on the modal.

Supported Payment Methods

Here is a list of currently supported payment methods and the value to use when specifying them in payment_options:

Payment option	Value
Card payment	card
Bank account (direct debit)	account
Bank transfer	banktransfer
M-Pesa	mpesa
Mobile mobile Ghana	mobilemoneyghana
Mobile money Francophone Africa	mobilemoneyfranco
Mobile money Uganda	moilemoneyuganda
Mobile money Rwanda	moilemoneyrwanda
Mobile money Zambia	moilemoneyzambia
Barter payment	barter
QR payment	nqr
USSD	ussd
Credit payment	credit

Please note that not all methods are supported across all countries. Countries/currencies are mapped to different payment methods in that region. You can see the full list of supported methods by region below:

Country	Currency code	Payment Options
Nigeria	NGN	card ussd banktransfer account internetbanking nqr applepay googlepay enaira opay
United States	US	card account googlepay applepay
Europe	EUR	card account googlepay applepay
United Kingdom	GBP	card account googlepay applepay
Ghana	GHS	card ghanamobilemoney
Francophone Africa (Cetral Africa)	XAF	card mobilemoneyfranco
Francophone Africa (West Africa)	XOF	card mobilemoneyfranco
South Africa	ZAR	card account 1voucher googlepay applepay
Malawi	MWK	card mobilemoneymalawi
Kenya	KES	card mpesa
Uganda	UGX	card mobilemoneyuganda
Rwanda	RWF	card mobilemoneyrwanda
Tanzania	TZS	card mobilemoneytanzania

Expiring Payments

For banktransfer payments (also called pay with Bank Transfer); you can specify an expiry period for transactions.

Inline

<script>
    function makePayment() {
        FlutterwaveCheckout({
            // other fields ...
            bank_transfer_options: {
                expires: 3600
            },
        })
    }
</script>